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Wednesday, April 20, 2011

Florida Hardest-Hit Fund Program - Mortgage Help Available For Florida Homeowners

In these difficult economic times many find themselves unemployed, underemployed, or just waiting to be laid off  (for some workers at the Kennedy Space Center as the space shuttle program winds down). 

If you find yourself in circumstances that make paying your mortgage impossible, don’t let the circumstances control you as there are options to explore including:
  • Call your lender. Speak with the loss mitigation department about a loan modification or forbearance or something. 
  • Consider a short sale.  If you are in a situation where you will never be able to afford your home, a short sale may be something to consider.  A short sale is a situation where the selling price of a property will be less than the mortgage owed and will require lender approval of a sales contract. 
  • Florida Hardest Hit Program.   The Florida Hardest Hit program will help qualified homeowners (must meet all eligibility requirements)  receive up to six months of monthly mortgage payments and/or funds to pay past due mortgage payments to bring the mortgage current.  The program began April 18, 2011 and is on a first come basis as available funds are limited.
If you would like to discuss a short sale, please give me a call at 321-693-3850 or drop me an email.

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