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Monday, September 14, 2009

First Time Home Buyer...Step Number 1!

I got a call this morning from a young lady who wants to buy her first home in Rockledge, Florida. She wanted to get started right away because she will be a first time home buyer.

She knows the first time home buyer $8,000 tax credit goes away on December 1, 2009.

I explained that the closing process, once a home is found and a contract negotiated, still takes about 30 days to close the deal.

My advice - get to a lender today and discuss mortgage qualification. Once she gets quotes from one lender, call another. Just as sellers are competing with each other, so are lenders.

Once the mortgage qualification is established, we can go forward. I look forward to working with first time home buyers in Brevard County, Florida.

For information on residential real estate in Brevard County, Florida, please contact me at 321-693-3850 or email .

Gary L. Waters, Florida licensed real estate agent, Century 21 Baytree Realty, Rockledge, Florida serving Florida's Space Coast including the cities and communities of Melbourne, Viera, Rockledge, Suntree, Merritt Island, Cocoa Beach and the surrounding region.

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