And leaving it behind is the best option. What is it? Your house.
Sometimes a short sale may be your best choice. [A short sale is when you sell a property and you owe more than the selling price will be. These require lender approval and can take months!]
Drop me an email if you owe more on your house than it is worth and you are in a hardship situation.
You do not have to be in Brevard County, Florida as I have real estate contacts all over the United States and Canada
If you don't want to sell then talk with your lender about a possible loan modification. Lenders are more flexible these days. They have enough foreclosures on the books already!
Gary Waters, Florida licensed real estate agent, Bucci Realty, Rockledge, Florida, working exclusively on a referral basis with Century 21 Baytree Realty.