I recently spoke with someone who had no money, bad credit and only their word as a “promise” to pay.
I have no doubt about this individual's sincerity.
Still I had to explain the owner’s position from my perspective. A seller has to have some sort of reason to assume all the risk.
Buying a home is a major step and takes planning.
The initial planning should focus on desire and ability to buy.
If you are a first time home buyer and have questions about the process, give me a call or send me an email.