There are not a lot of zero down payment home loan programs out there but there are still some like the VA loan program, Department of Agriculture's Rural Development mortgage guarantee program and a few others.
In the current market sellers should not rule out a request for closing cost assistance.
As long as the offered price is adequate (reasonable, that is), why not help a home buyer if you can?
The reality is buyers back in grandpa's day had different expectations of buyers (like 20% down payments and the like!).
The Brevard County, Florida housing market is not the same as a generation ago - or even five years ago!
Buying or selling a home in Viera or Rockledge, Florida? Call me at 321-693-3850 if I can assist in any way!