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Tuesday, January 10, 2017

Buying a Home - There are no shortcuts to success.

There is no shortcut to success.  This is especially true when it comes to buying a home in Florida. While buying a home is not really a complex process it is an orderly process.

Here are a few tips to consider if buying a home in Florida is in your future.

Start early.  The process of locating a home and closing may take a month or two at the most.  However the initial preparation takes time as well.  .

Unless one is paying cash then the mortgage pre-approval is the first major hurdle.  Even if one is not buying a home for a year or two away it is imperative the credit report be pulled, monitored and if there is anything whatever, address it.

Order your free credit report here.

Get your own agent early.   Another decision that needs to be made early is the hiring of your buyer's agent.  The buyer's agent is the best deal a buyer can make...the agent works for you but you do not pay them!   By the way, going to the seller/listing agent will not result in a better deal.  The seller's agent works for the seller.

Who pays for your real estate agent?

Choose a buyer's agent who knows your target are and not just the one with the most signs up or your friend's son!   In Brevard County, Florida there are areas to the extreme north and south parts of the county I do not work in because I don't really know the area.

The best cheat sheet for home buyers!

Your real estate agent has one goal - finding you to the right house within your budget and time frame and helping you close.  

If you are considering a home purchase in Melbourne or Viera, Florida, call or text me at 321-693-3850.

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