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Monday, September 18, 2017

Your Home Warranty and Hurricane Repairs

I received a call from a homeowner this morning asking if they had a home warranty.  I knew where they were coming from since it has only been about a week since Hurricane Irma paid a visit upon us.

As far as the transaction on their home purchase there was no warranty purchased.  Of course, a home owner can go out a purchase a warranty pretty much anytime.  Still, the home warranty is not something to address hurricane damage.

A home warranty is a service contract that provides for repair or replacement of your system components that fail due to standard wear and tear or age

Homeowner insurance is the primary route to deal with hurricane damage.  Still, another type of insurance is likely needed if there is water damage - flood insurance.

So what should a home owner do right now?   Take photos, document losses and call your insurance representative.

Here is a link to the Florida Division of Emergency Management Disaster website for additional information on post-disaster recovery.


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